Remember your first paycheck? Maybe it was babysitting money, a summer job at the pool, or mowing lawns for the neighbors. No matter how you earned it, one thing was certain—you wanted to manage it your way.
Today’s teens are no different, but they’re growing up in a world where money moves faster, spending happens online, and financial scams are only a click away. That’s why starting money lessons earlier matters more than ever now.
At Nymeo, we recently lowered the age for our Student Checking Account to 13 so teens can start learning smart money habits earlier. This isn’t just a bank account—it’s a stepping stone toward financial independence.

Real-World Learning
With a checking account, youth adults get hands-on experience with budgeting, saving, and spending—skills they’ll use forever.
Rewards for Good Grades
Yes, A’s actually pay off. Nymeo's checking for students offers a reward. We pay for A's on report cards. Students are able to manage money and learn more about digital banking with the money they earn for achieving top grades.
Safe & Digital
Students get a debit card and mobile banking access, with parents keeping an eye in the background.
Peer Power
Students can even refer friends and earn cash—because nothing spreads faster than good news in a group chat or on social media.
Oversite, Support & a Reward
For parents, Student Checking is a way to start the money conversation early, while still providing oversight and guidance. For teens, it’s independence, rewards, and the excitement of managing their own account.
Opening a Nymeo Student Checking Account is easy, and now that it starts at 13, the money lessons (and rewards) can start sooner too.
Category: Financial Literacy & Safety