Spend Less and Save More
At Nymeo, we’re able to offer better loan rates than most banks can provide. How? It all comes down to our credit union status. Because we focus on people – not profits – we’re free to return any earnings right back to you in the form of lower rates on loans (along with higher rates on deposits, fewer fees and more). To put it simply: Banking with us just makes cents.
Loan Rates Effective: 01/01/21
Consumer Loan Rates
Personal Loan
Loan Term | Amount | APR* (As low as) |
---|---|---|
6-72 Months | $500+ | 7.99% |
Overdraft Protection
Loan Term | Amount | APR* (As low as) |
---|---|---|
Revolving Line of Credit | $250 | 7.75% |
New and Used Vehicles (Refinance or Purchase)
Loan Term | Amount | APR* (As low as) |
---|---|---|
73-84 Months | $25,000+ | 4.49% |
61-72 Months | $15,000+ | 3.89% |
49-60 Months | $10,000+ | 2.99% |
12-48 Months | $5,000+ | 2.99% |
Other Vehicles (Boats, Travel Trailers, Motor Homes, etc,)
Loan Term | Amount | APR* (As low as) |
---|---|---|
121-180 Months | $35,000+ | 6.49% |
85-120 Months | $25,000+ | 5.99% |
61-84 Months | $10,000+ | 5.49% |
12-60 Months | $5,000+ | 5.49% |
Share Secured
Loan Term | Amount | APR* (As low as) |
---|---|---|
12-72 Months | $250+ | 5.00% |
Certificate Secured
Loan Term | Amount | APR* (As low as) |
---|---|---|
Based on Current Certificate | Up to Current Certificate Balance | Current certificate rate + 3.00% |
Share Secured VISA
Loan Term | Amount | APR* (As low as) |
---|---|---|
Line Amount | N/A | 10.90% |
*Annual Percentage Rate. Rates quoted are "as low as" and are subject to change without notice. Approval and actual rate will depend on your credit history.
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