Savings & Checking Rates
Share and Certificate Rates Effective: 03/11/20
Personal Checking Accounts*
Simply Free Checking
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
| $0.00 |
0.00% |
0.00% |
Fabulous 50 Checking
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
| $0.00 |
0.05% |
0.05% |
Easy Interest Checking
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
| $0.00 |
0.05% |
0.05% |
Premier Interest Checking**
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
| $0.00 - $1,499.99 |
0.05% |
0.05% |
| $1,500.00+ |
0.10% |
0.10% |
| *Minimum Balance to Open: $50.00. **$10 fee assessed monthly if balance falls under $1,500. |
Money Market Accounts****
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
| $0.00 - $2,499.99 |
0.00% |
0.00% |
| $2,500.00 - $24,999.99 |
0.30% |
0.30% |
| $25,000.00 - $99,999.99 |
0.35% |
0.35% |
| $100,000.00+ |
0.40% |
0.40% |
Share Savings Account
Share Savings***
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
| $5.00 - $2,499.99 |
0.05% |
0.05% |
| $2,500+ |
0.05% |
0.05% |
Club Accounts
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
| $5.00 |
0.05% |
0.05% |
Certificate Rates
Share Certificates
| Minimum Balance | Dividend Rate | Annual Percentage Yield | Term |
| $2,500.00 |
0.35% |
0.35% |
3 Months |
| $2,500.00 |
1.09% |
1.10% |
6 Months |
| $1,000.00 |
1.59% |
1.60% |
12 Months |
| $500.00 |
1.59% |
1.60% |
18 - 23 Months Add-On* |
| $2,500.00 |
1.64% |
1.65% |
24 - 35 Months |
| $2,500.00 |
1.69% |
1.70% |
36 - 47 Months |
| $2,500.00 |
1.74% |
1.75% |
48 - 59 Months |
| $2,500.00 |
1.79% |
1.80% |
60 Months |
| $2,500.00 |
1.79% |
1.80% |
72 Months |
| $2,500.00 |
1.79% |
1.80% |
84 Months |
IRA Rates
IRA Savings Accounts***
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
| $5.00 |
0.10% |
0.10% |
IRA Certificates
| Minimum Balance | Dividend Rate | Annual Percentage Yield | Term |
| $2,500.00 |
1.09% |
1.10% |
6 Months |
| $1,000.00 |
1.59% |
1.60% |
12 Months |
| $500.00 |
1.59% |
1.60% |
18 - 23 Months Add-On |
| $2,500.00 |
1.64% |
1.65% |
24 - 35 Months |
| $2,500.00 |
1.69% |
1.70% |
36 - 47 Months |
| $2,500.00 |
1.74% |
1.75% |
48 - 59 Months |
| $2,500.00 |
1.79% |
1.80% |
60 Months |
| $2,500.00 |
1.79% |
1.80% |
72 Months |
| $2,500.00 |
1.79% |
1.80% |
84 Months |
The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the Dividend Rate and frequency of compounding for an annual period. The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union’s Board of Directors. For all share accounts, dividends will be compounded and credited to your account monthly. A penalty may be imposed for for early withdrawal on certificate accounts. Fees could reduce earnings on an account. The most recently declared Rate and Fee Schedule, Annual Percentage Yield and information may be obtained by visiting a branch, by calling 240-436-4000 or toll free at 1-855-436-4100, or by going to our website.
***No more than six transactions per month may be made by various "convenient" methods, which includes automatic transactions such as automated clearing house transfers, online or mobile transfers, or electronic bill payment .
****No more than six transactions per month may be made by various "convenient" methods, which includes automatic transactions such as automated clearing house transfers, online or mobile transfers, or electronic bill payment . After six withdrawals or transfers from a money market account, fees may apply.
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