Savings & Checking Rates 

Share and Certificate Rates Effective: 01/16/20

Personal Checking Accounts*

Simply Free Checking
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 0.00% 0.00%

Fabulous 50 Checking
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 0.05% 0.05%

Easy Interest Checking
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 0.05% 0.05%

Premier Interest Checking**
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 - $1,499.99 0.05% 0.05%
$1,500.00+ 0.10% 0.10%
*Minimum Balance to Open: $50.00. **$10 fee assessed monthly if balance falls under $1,500.

Money Market Accounts***
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $24,999.99 0.30% 0.30%
$25,000.00 - $99,999.99 0.35% 0.35%
$100,000.00+ 0.40% 0.40%

Share Savings Account

Share Savings***
Minimum BalanceDividend RateAnnual Percentage Yield
$0.00 - $2499.99 0.05% 0.05%
$2,500+ 0.05% 0.05%
Minimum Balance $5.00

Club Accounts
Minimum BalanceDividend RateAnnual Percentage Yield
$5.00 0.05% 0.05%

Certificate Rates 

Share Certificates
Minimum BalanceDividend RateAnnual Percentage YieldTerm
$2,500.00 0.35% 0.35% 3 Months
$2,500.00 1.09% 1.10% 6 Months
$1,000.00 1.98% 2.00% 12 Months
$500.00 1.98% 2.00% 18 - 23 Months Add-On*
$2,500.00 2.08% 2.10% 24 - 35 Months
$2,500.00 2.08% 2.10% 36 - 47 Months
$2,500.00 2.08% 2.10% 48 - 59 Months
$2,500.00 2.08% 2.10% 60 Months
$2,500.00 2.08% 2.10% 72 Months
$2,500.00 2.08% 2.10% 84 Months

 

IRA Rates 

IRA Savings Accounts***
Minimum BalanceDividend RateAnnual Percentage Yield
$5.00 0.10% 0.10%

IRA Certificates
Minimum BalanceDividend RateAnnual Percentage YieldTerm
$2,500.00 1.09% 1.10% 6 Months
$1,000.00 1.98% 2.00% 12 Months
$500.00 1.98% 2.00% 18 - 23 Months Add-On*
$2,500.00 2.08% 2.10% 24 - 35 Months
$2,500.00 2.08% 2.10% 36 - 47 Months
$2,500.00 2.08% 2.10% 48 - 59 Months
$2,500.00 2.08% 2.10% 60 Months
$2,500.00 2.08% 2.10% 72 Months
$2,500.00 2.08% 2.10% 84 Months

 

 

The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the Dividend Rate and frequency of compounding for an annual period. The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union’s Board of Directors. For all share accounts, dividends will be compounded and credited to your account monthly. A penalty may be imposed for for early withdrawal on certificate accounts. Fees could reduce earnings on an account. The most recently declared Rate and Fee Schedule, Annual Percentage Yield and information may be obtained by visiting a branch, by calling 240-436-4000 or toll free at 1-855-436-4100, or by going to our website.

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