Click on the green “Click Here to Apply” button above to access the loan application. Enter some basic information about yourself and click submit at the end. Once your application is received, a member of our team will contact you to go over the details and talk about next steps.

Are there any application or loan fees?

There is no application fee or fees associated with applying for the loan.

Do I need to provide collateral?

No! All loans are unsecured and therefore do not require collateral.

How long is the application process?

The application process can be completed in minutes and a loan can be processed within one day.

How does the money get paid to the Merchant?

Once a loan is funded, Nymeo will facilitate payment directly to the merchant based on the original agreement/contract signed between you and the merchant.

What if I don’t get approved for the amount I need?

We will make every effort to get you approved for the amount needed for your project or purchase. In the event we cannot qualify you for the full amount, we will let you know if there is an amount that can be approved so you can discuss your options with the merchant.

Who will service my loan?

All loans are originated by Nymeo and serviced by Nymeo so you don’t have to worry about your loan being sold to another lender or servicer.

What is Merchant Financing?

Merchant financing is a partnership between Nymeo Federal Credit Union and our local small business community that allows our small business partners to offer a financing option to their consumers for the products and services they sell.

What kind of terms/rates are offered?

All terms and rates are based on the creditworthiness of the borrowers. Typical loan terms range from 18 months to 96 months, but longer terms can be considered for larger projects. If approved for the requested financing, you will receive a fixed interest rate and fixed loan payment that includes a low introductory rate for the first 12 months. Additionally, many 0% financing programs backload the interest, which means if the loan is not paid on before the introductory rate expires, the interest rate skyrockets and all the interest that accrued during the 0% period is added to the loan. Our Merchant Financing program offers straightforward financing with no tricks or gimmicks.

A&S Sales, Incorporated Financing

We've Got You Covered!

A&S Sales, Incorporated has been a leader in the natural stone industry, providing superior craftsmanship for both residential and commercial clients in Frederick, Maryland. We are a family-owned business that specializes in the remodeling of kitchen countertops, kitchen cabinets, and bathrooms. Come and visit our splendid showroom. We will assist in transforming your house into a beautiful home you want. We have partnered with Nymeo Federal Credit Union to help you finance your home improvement projects by offering fast and easy financing options. Get started today!

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A&S Sales, Incorporated Financing

We've Got You Covered!

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