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Welcome to Our Blog!

We are excited to offer our weekly Tutorial Tuesdays' email in blog format! This blog provides timely curated information such as money-saving ideas, financial wellness, tips on using Nymeo's financial products and services, credit union news, and much more.  Educating our members is top priority at Nymeo. The Tutorial Tuesdays' blog will provide useful information whenever and however you want to read it. Enjoy the blog!

 

Buying a Car

Benefits of Car Shopping
May 24, 2022

Make it Easy! Get Pre-Approved Before Shopping for a Car

Getting pre-approved for a loan before car shopping is always a great idea.

 

 

 

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Selling or Trading
June 28, 2022

Which is Better: Selling or Trading in Your Car

So, you’ve decided to buy a new car. Congratulations!

 

 

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Perks of getting a credit union auto loan
May 9, 2023

Perks of getting an auto loan with a credit union

If a new vehicle is in your near future, remember that credit unions, like Nymeo, offer auto loans. Credit unions, in general, offer better auto loan rates than major banks.

 

 

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Buying an Out of State Vehicle
May 30, 2023

Buying an Out of State Vehicle

If you are in the market to buy a car, you may still experience issues with inventory. Because of this challenge, you may be tempted to go out-of-state to purchase your new wheels. If so, here are things to watch out for.

 

 

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Do you own an electric vehicle
July 11, 2023

Do you own an electric vehicle

Do you own an electric vehicle or an EV? Electric vehicles are gaining popularity all over the world. Some estimates say that almost 50% of all cars produced by 2030 will be EVs. However, one problem owners seem to encounter is finding out where the charging stations are located. But -- isn’t everywhere with power a charging station?

 

 

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Safety Tips for Young Drivers
August 1, 2023

Safety Tips for Young Drivers

August is “Safe Driving Awareness Month” and “National Traffic Awareness Month.” Every day, thousands of pedestrians, drivers, and passengers become victims of avoidable vehicle accidents.

 

 

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Auto Insurance 101
January 16, 2024

What is in a Basic Auto Policy?

Auto insurance information can be confusing but important to understand. Did you know that your auto policy may include six coverages? Each coverage is priced separately.

 

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Home Ownership

Housing Options to Move Forward into the Year
March 22, 2022

Housing Options to Move Forward into the Year

If you are a homeowner exiting a forbearance program, or a renter struggling with late payments or potential eviction, know that you are not alone.

 

 

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Home Inspection 101
March 29, 2022

Home Inspection 101

Planning to buy or sell a home? Read below on what to expect when working with a home inspector.
 

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Homeownership
June 21, 2022

A Guide to Successful Homeownership

You may have a child or know a child who is preparing to attend college in the fall.

 

 

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College and Finances

Student Loan Forbearances are Coming to an End
January 18, 2022

Student Loan Forbearances are coming to an end.

As we return to normal, post-pandemic, it is important to note that as of May 1st, 2022, student loan forbearances and 0% interest will end.

 

 

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Will Refinancing My Student Loans Lower My Payments?
June 6, 2023

Will Refinancing My Student Loans Lower My Payments?

If you’ve done research to try to lower your monthly student loan payments, you’ve undoubtedly come across the option to refinance them. It may sound like a complicated process, but don’t be intimidated; it’s much simpler than you might think and can potentially save you a significant amount of money in the long run.

 

 

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Approaches to Managing Student Loan Debt
August 15, 2023

Approaches to Managing Student Loan Debt

The return of federal student loan payments is approaching quickly with interest resuming on these loans starting on September 1st. The first post-pandemic payment will resume in October. If you're feeling anxious about this, consider these strategies to effectively address your debt situation.

 

 

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Are you eligible for a tuition deduction
January 30, 2024

Are you eligible for a tuition deduction?

Did you know that you may be able to deduct qualified education expenses paid during the year for yourself, your spouse, or a dependent? The amount you can deduct depends on your modified adjusted gross income (MAGI).

 

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Credit & Budgeting

A 101 on Keeping Your Info Safe
January 25, 2022

A 101 on Keeping Your Info Safe

As we return to normal, post-pandemic, it is important to note that as of May 1st, 2022, student loan forbearances and 0% interest will end.

 

 

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Six Ways to Save Energy (and Money) in Your House!
March 1, 2022

Six Ways to Save Energy (and Money) in Your House!

Did you know you can save up to 10 percent on heating and cooling costs by investing in a programmable thermostat?

 

 

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Tips to Save Money as Gas Prices Rise
March 8, 2022

Tips to Save Money as Gas Prices Rise

As gas prices continue to soar, AAA and other agencies are offering recommendations that can contribute to savings at the pump and ease the financial strain of higher gas prices.

 

 

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How to Build Credit From Scratch
April 19, 2022

How to Build Credit from Scratch

If you need to build credit and aren’t sure how to do it without going into debt, this recorded webinar presented by our partners at GreenPath Financial Wellness

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Budgeting
May 17, 2022

Vacationing On A Budget

Does your brain need a vacation, but your wallet is telling you no? All of us have been there so let us share our years of combined experience to help you achieve your goal.

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Credit
May 31, 2022

How Your Credit Score Impacts Your Financial Future

Many people do not know about the credit scoring system— much less their credit score—until they attempt to buy a home, take out a loan to start a business or make a major purchase.

 

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Understanding “Buying Now, Pay Later” Programs
August 2, 2022

Understanding “Buying Now, Pay Later” Programs

If you shop online, you probably have noticed an increase in “Buy Now, Pay Later” (BNPL) services.

 

 

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Shopping for Back-to-School Items During Inflation
August 9, 2022

Shopping for Back-to-School Items During Inflation

For many in our community, school is just around the corner and that means back-to-school shopping. According to the National Retail Federation, approximately 87% of shoppers say current economic conditions will impact the way they shop.

 

 

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Cost of Convenience
August 16, 2022

Cost of Convenience

The ease and convenience of home grocery delivery and meal delivery services can be a lifesaver as people continue to manage through COVID. Food delivery is also essential for households without transportation and helpful to anyone who decides that home grocery and meal delivery are services that meet their needs.

However, as inflation continues to rise and budgets are tightened, it’s good to consider these top key cost considerations of home grocery deliveries, restaurant deliveries, and home-delivered meal subscription boxes.

 

 

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Financial calculators can help you plan your future!
September 27, 2022

Financial calculators can help you plan your future!

Long gone are the days when you need to carry a calculator. Most phones have an app for calculations, and you can easily access one on the internet. But did you know that you can use specific types of calculators to help make sound financial decisions and plan for your future?

 

 

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The Buy & Do Not Buy List for Black Friday
November 1, 2022

The Buy & Do Not Buy List for Black Friday

It’s November, and that means Thanksgiving and the infamous Black Friday shopping! With inflation, you may have been scooping up deals earlier this year. If you are still shopping or haven’t started, here are a few things to consider before shopping on Black Friday this year. 

 

 

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5 Spending Tips to Bring You Less Stress (and More Joy!) This Holiday Season
November 8, 2022

5 Spending Tips to Bring You Less Stress (and More Joy!) This Holiday Season

This year, many Americans may find they are dealing with financial setbacks such as a loss of employment, reduced income, or other unanticipated expenses that may make it more difficult to avoid having holiday debt follow them into the new year.

 

 

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Best Practices When Donating to Food Drives
November 15, 2022

Best Practices When Donating at Food Drives

With the higher cost of food, it’s become more of a challenge for families in our community to put a meal on the table. Local organizations need food and monetary donations to restock their shelves.

 

 

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Health Benefits of Gratitude
November 22, 2022

Health Benefits of Gratitude

Gratitude has been shown to impact our emotional, physical, and mental well-being. Studies have shown it can make us feel more optimistic and less aggravated.

 

 

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Last Minute Holiday Shopping Tips
December 20, 2022

Last Minute Holiday Shopping Tips

The clock is ticking down, and maybe you are running out of time to buy a gift(s) for that special person. Here are tips for last minute holiday shopping.

 

 

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Work Wellness into Your Overall Budget
December 27, 2022

Work Wellness into Your Overall Budget

Mental wellness should always be a priority for everyone, and this means budgeting for it!

 

 

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4 Financial Resolutions You Can Accomplish  NOW
January 3, 2023

4 Financial Resolutions You Can Accomplish NOW

New Year’s resolutions are a mixed bag for many. On the one hand: personal betterment! On the other hand: methodical auditing of our refrigerator, checking account, and various vices. As the new year beings, most of us feel compelled to immediately transform our lives for the better. This is especially true when it comes to financial goals.

 

 

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Things to Do to Start the New Year Right
January 10, 2023

Things to Do to Start the New Year Right

Every year people make plans to change their lives for the better. But far too often resolutions are broken within just weeks of making them. Below are suggestions on things to do to start 2023 off on the right foot.

 

 

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What Makes a Good Credit Score?
January 17, 2023

What Makes a Good Credit Score?

A good credit score can earn you lots of advantages in life: lower interest rates on lines of credit and loans, like auto and home loans; better insurance rates; lower security deposits on rentals, cell phone services, and new utilities; and even a stronger job application with employers who run a credit check.

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Common Cents for Couples: How to Manage Money Together
February 7, 2023

Common Cents for Couples: How to Manage Money Together

For some couples, February might be a month for romantic connection - celebrating Valentine’s Day with dinner reservations or romantic gifting. For others, solidarity and closeness can be found in boycotting Cupid together.

Regardless of whether you have a love or hate relationship with the cherubic matchmaker who wields heart-tipped arrows, one thing is certain: cohabitating couples will enjoy a more harmonious relationship when they align on money matters.

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How to Fall in Love with Your Money
February 14, 2023

Learn how to protect yourself from identity theft

Understanding your money personality is important right now. We’re experiencing a changing economy, rising inflation and uncertainty. The actions you take with your finances and the emotions you’re feeling are normal and understanding them can help change the way you think about money.

Watch this webinar to learn more about money personalities and how to fall in love with your money.

 

 

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Learn how to save money while shopping.
February 21, 2023

Learn how to save money while shopping

We are all trying our best to save money these days. Nobody wants to buy a dozen eggs for $6! There is an old-fashioned way of saving money that may help in a volatile economy: couponing. This simple act, without turning into an extreme couponer, may save you hundreds of dollars.

 

 

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1 out of 3 Credit Reports Have Errors. Does Yours?
May 16, 2023

Check your Credit Report Often

Did you know 1 out of 3 credit reports have errors? More than one-third of consumers have found at least one error on their credit report. Does yours? Find out what to look for.

 

 

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Money-$aving Travel Tips
June 13, 2023

Money-$aving Travel Tips

Is a vacation in your near future? If so, take a look at these tips on how to enjoy the summer without emptying your bank account.

 

 

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Should You Tap into Your 401(K) Before You Retire?
June 20, 2023

Should You Tap into Your 401(K) Before You Retire?

Accessing money, whether borrowing or withdrawing money from your 401(K) before you retire is not an easy decision. While taking money out of your plan is possible, you should weigh the risks, costs, and benefits.

 

 

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Preparing Your Finances for Back to School
July 25, 2023

Preparing Your Finances for Back to School

As summer winds down, back-to-school season looms. Whether you are preparing for your student to return to elementary, high school, or college, it’s important to have a plan for financial costs.

 

 

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When Should You Start Collecting Social Security
August 8, 2023

When Should You Start Collecting Social Security?

As you continue to work toward your retirement goals, you may be considering when you should start collecting your Social Security benefits. Because Social Security income lasts your entire life, deciding when to file for it is key. Specifically, the age at which you choose to collect these benefits will directly impact the total amount of income you will receive throughout your entire retirement.

 

 

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10 Ways to handle unpaid medical bills
September 5, 2023

10-ways-to-handle-unpaid-medical-bills

Experiencing a serious illness is stressful and responsibilities are sometimes placed on temporary hold until you heal. However, if paying for your medical bills is one of the items placed in the “deal with it later” bucket, there is a strong chance your finances will be impacted by affecting your credit report.

 

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Practicing Financial Self-Care
September 12, 2023

Practicing Financial Self-Care

We all see information about the importance of self-care everywhere. Messaging reminds us to nurture our physical and mental well-being—with mindfulness practices, exercise routines, and virtual detoxing. But what about financial self-care?

 

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International Credit Union Day
October 17, 2023

International Credit Union Day is Thursday, October 19th

Nymeo will join thousands of other credit unions in recognizing International Credit Union Day on Thursday, October 19th.

Credit unions are built on the idea of people helping people. The concept of people pooling money and lending to one another and those in need within their community is where the history of credit unions began.

 

 

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What is Financial Burnout?
November 7, 2023

What is Financial Burnout?

What is Financial Burnout? Financial burnout refers to a state of extreme stress and exhaustion related to one's financial situation. It occurs when the demands and pressures of managing finances, such as debt, bills, or budgeting, become overwhelming and lead to physical, emotional, and mental exhaustion.

 

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Money-$aving Holiday Spending Tips
November 14, 2023

Money-$aving Holiday Spending Tips

The holiday shopping season is officially here! Below are spending tips to help you navigate the holiday season with a focus on saving, so you can celebrate without the stress.

 

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Six Family-Proof Financial Topics for Holiday Gatherings
November 21, 2023

Six Family-Proof Financial Topics for Holiday Gatherings

He might be fictional, mean, and green, but The Grinch can also be a relatable figure during holiday season when spirits are high (and holiday spending is higher). Personal finance is a triggering topic for many families. Festive gatherings—intended to bring people together—can quickly become the backdrop for Grinchy behavior when money enters the conversation. However, finance doesn’t have to be a polarizing subject.

 

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The Procrastinator’s Guide to Holiday Savings
December 12, 2023

The Procrastinator’s Guide to Holiday Savings

The holiday season is about celebrating, family, feasting, and . . . financial stress. With high interest rates and student loan payments resuming, many of us are less inclined to spend more this year. But how? Here are strategies to help you save this season.

 

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5 Things You Didn’t Know Were Tax Deductions
January 2, 2024

5 Things You Didn’t Know Were Tax Deductions

It's a new year, and you may be starting to organize your finances for tax time. Here are a few lesser-known deductions.

 

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Budget, Learn & Grow in 2024!
January 9, 2024

Budget, Learn & Grow in 2024!

For many of us, 2023 was a challenging year in terms of navigating inflation, accommodating high-interest credit card rates, and deciphering headlines around student loan repayment.

 

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What are the Benefits of Debt Consolidation?
January 23, 2024

What are the Benefits of Debt Consolidation?

Do you find yourself stuck in seemingly insurmountable debt? Maybe this year you should consider consolidating your debt, but what does that mean and how is it done?

 

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Starting a Small Business Soon?
March 5, 2024

Starting a Small Business Soon?

Do you have a passion or idea you want to turn into a profitable business? If so, you might want to consider starting your own small business. It may sound like quite the undertaking, however with these tips we hope to help you kickstart your business!

 

 

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Tax Saving Strategies
March 19, 2024

Tax Saving Strategies

Tax season can be daunting, but with the right strategies, you can minimize your tax burden and keep more of your hard-earned money in your pockets. Whether you’re a seasoned investor or a newcomer in the world of taxes, hopefully these tips can help you out.

 

 

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The Importance of Financial Education
March 26, 2024

The Importance of Financial Education

In an age where financial literacy is more critical than ever, the significance of financial education is also more important than ever. From managing personal finances, to investment decisions, being financially literate is a key tool to building a secure future.

 

 

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Modeling Healthy Money Management
April 16, 2024

Modeling Healthy Money Management

How you handle money doesn’t just impact your life, but your children’s. That’s why modeling healthy financial habits is essential. Here are some ideas to help build positive habits and attitudes towards building children’s financial stability.

 

 

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Credit Cards & Loans

Top Ways to Pay Off Holiday Credit Card Debt
January 4, 2022

Top Ways to Pay Off Holiday Credit Card Debt

The holidays are over, and it’s time to get back into shape – physically and financially. Tackling your credit card debt by consolidating is a great place to start.

 

 

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Why Using a Mobile Wallet is a Smart Move
February 15, 2022

Why Using a Mobile Wallet is a Smart Move

Contactless payments by mobile wallets and payment apps are more popular than ever. If you are not a mobile wallet user, you may be hesitant because you are not sure if this technology is safe or easy to use. Read below on the top benefits of using mobile payments.

 

 

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Mother's Day - Credit Card Rewards
May 3, 2022

Use your Credit Card Rewards for Mother’s Day Purchases and Save!

Mother’s Day is on Sunday, May 8th, and Americans are expected to spend a record $28.1 billion on this holiday, according to the National Retail Federation.

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Alternative Ways to Consolidate Your Debt
September 13, 2022

Alternative Ways to Consolidate Your Debt

With inflation being a keyword these days, everyone is trying to save money one way or another. If you have multiple credit cards or loans with balances and different due dates, it can make life chaotic. Consolidating debt could be the answer to saving you time and money.

 

 

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Should You Consolidate Your Loans?
January 24, 2023

Should You Consolidate Your Loans?

When you have more than one source of credit and a loan or two in your name, it’s easy to feel as if your payments are getting out of control. Debt consolidation can offer a handle on finances and relief from stress. While that’s often the case, there is more to learn and understand about this type of loan.

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Three Financial To-Dos Before Traveling
May 23, 2023

Traveling? Three Financial To-Dos Before Traveling

If you are planning a get-away, there are steps you need to take before you set off for a holiday. Whether it’s a short stay in your state or a three-month get-away in another country, if you are left with a frozen credit card and minimal cash, you will not enjoy your vacation. Here are three financial tips to take before you travel.

 

 

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What to Look For in a Credit Card
April 2, 2024

What to Look For in a Credit Card?

Credit cards are powerful financial tools that offer the owner convenience and flexibility. Credit cards can be a great tool in managing expenses and building credit history. However, not all credit cards are created equal and there are things you need to look out for.

 

 

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Credit Union Benefits

Effective Ways to Make Resolutions Stick
January 11, 2022

Effective Ways to Make Resolutions Stick

Approximately 92% of New Year’s Resolutions end in failure. Most have good intentions in January but will later join the ever-growing number of people who will give-up on their resolutions before the year ends.

 

 

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Member Perks
April 26, 2022

Member benefits and perks

As a Nymeo member, you have access to different types of benefits and services. Check and see if any of these can help you.

 

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A Story about Credit Unions and Nymeo
October 18, 2022

A Story about Credit Unions and Nymeo

On Thursday, October 20th, Nymeo will celebrate International Credit Union Day with thousands of fellow credit unions around the globe! As cooperatives, we believe in the spirit of people helping people.

 

 

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Things to Do to Start the New Year Right
January 10, 2023

Things to Do to Start the New Year Right

Every year people make plans to change their lives for the better. But far too often resolutions are broken within just weeks of making them. Below are suggestions on things to do to start 2023 off on the right foot.

 

 

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Share Certificates Can Offer More for Your Money
July 18, 2023

Share Certificates Can Offer More for Your Money

Looking for a safe alternative way to save money? With a Share Certificate or Certificate of Deposit, you’ll receive guaranteed returns.

 

 

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What Makes Up Your Credit Score?
August 22, 2023

What Makes Up Your Credit Score?

Do you know what factors affect your credit score? First, your credit score is a number between 300 and 850, which determines how likely you are to pay back the money you might borrow for a loan.

 

 

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Financial Literacy & Safety

How Your Personal Finances Affect Your Heart Health
February 8, 2022

How Your Personal Finances Affect Your Heart Health

February is Heart Health Month, and the perfect time to evaluate your overall health in terms of your diet and exercise.

 

 

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How to Save Automatically
February 22, 2022

How to Save Automatically

Automatic savings simply means you have a process in place to save at regular intervals, whether that’s monthly, weekly, or daily.

 

 

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Make Saving Money Fun for Kids!
April 5, 2022

Make Saving Money Fun for Kids!

Last year, traveling during Spring Break still seemed like a bad idea due to COVID-19. This year, everyone is ready for a vacation. As we get excited to venture out whether during Spring Break or over the summer, we may lose focus on keeping safe.

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Vacation Safety
April 12, 2022

Tips on Keeping Safe During Vacation

Last year, traveling during Spring Break still seemed like a bad idea due to COVID-19. This year, everyone is ready for a vacation. As we get excited to venture out whether during Spring Break or over the summer, we may lose focus on keeping safe.

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Importance of Shred
May 10, 2022

Top Reasons You Should Shred

If you ever thought shredding was a waste of time, below are 4 reasons why you should do this at least once a year.

 

 

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Currency Conversions
June 7, 2022

Avoid Dynamic Currency Conversions When Traveling

When a merchant offers to convert your credit card transaction from the local currency into U.S. dollars, it might sound like a good idea because it is easier to but don’t be fooled. This is called dynamic currency conversion (DCC) and is an expensive and unnecessary fee for the cardholder.

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Financial Literacy
July 5, 2022

Financial Literacy for Kids

Summer is the perfect time to help children get a peek into how to effectively manage money.

 

 

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Protecting older adults from fraud and financial exploitation
August 23, 2022

Protecting Older Adults from Fraud and Financial Exploitation

On average, a victim of elder financial abuse loses $120,000 per incident. Losing money or possessions to scams, fraud, and exploitation can be especially devastating to older adults, who may not be able to earn back what they’ve lost.

Criminals will go out of their way to scam the elderly. Below are common scams to watch out for:

 

 

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Want to Be a Money Pro? Here’s How!
September 6, 2022

Want to Be a Money Pro? Here’s How!

While it may feel as if the only way to achieve financial success—or even stability—is with an advanced degree in mathematics, economics, or investing, the truth is you can be a money pro with these non-financial skills.

 

 

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Are you shredding or throwing away?
October 11, 2022

Are you shredding or throwing away?

As you probably know, identity theft is quickly becoming one of the most organized and costly crimes of our time. Although, as a society, we are slowly using digital means to store our information.

 

 

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Be “Scared” about the Latest Crypto Investment Scams
October 25, 2022

Be “Scared” about the Latest Crypto Investment Scams

“Pig slaughtering” or “pig butchering” may not sound like scams, but they are. These are the latest crypto scams that involves sophisticated, yet phony, cryptocurrency investment platforms. These scams are run by a fraud ring of cryptocurrency scammers who mine dating apps and other social media for victims and the scam is becoming increasingly popular.

 

 

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These Holiday “To-Dos” Can Keep You Financially Healthy All Season Long
December 6, 2022

These Holiday “To-Dos” Can Keep You Financially Healthy All Season Long

While the holidays are a festive time with family and friends, a potentially not-so-fun part of the season is the temptation to go overboard on holiday shopping.

 

 

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Identity Theft: What It Is & How to Protect Yourself
December 13, 2022

Learn how to protect yourself from identity theft

The holidays are a prime time for identity theft. This pre-recorded webinar provided by GreenPath Financial Wellness will bring you up to speed on identity theft, inform you of common scams and pitfalls to avoid, and offer methods to protect yourself against identity theft.

 

 

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Saving for the Unexpected
February 28, 2023

Saving for the Unexpected

How often have you heard that saving for unexpected events is important and a necessary part of being financially prepared?

 

 

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Romance Scams are on The Rise
March 7, 2023

Romance Scams are on The Rise

While young people are more likely to fall victim to online scams overall, older people are more susceptible to romance scams.

 

 

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Top Reasons Why You Should Consider Getting a Certificate
March 14, 2023

Top Reasons Why You Should Consider Getting a Certificate

If you're looking for a safe and secure way to invest your money a Certificate of Deposit or a Share Certificate, is a great option. A certificate is a type of savings account that offers a higher interest rate than a traditional savings account in exchange for locking up your funds for a fixed period.

 

 

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How Your Money is Protected
March 21, 2023

How Your Money is Protected

News about bank failures can cause panic and anxiety. After all, we work hard for our money and can’t help wondering if our money is safe at our local financial institution. Here is a quick summary of how your money is protected.

 

 

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Best Use of Tax Refunds
March 28, 2023

Top Reasons Why You Should Consider Getting a Certificate

Tax season is here, and for many Americans, that means a tax refund is on the way. While it may be tempting to spend on something frivolous, like a new TV or a fancy vacation, there are better ways to use your tax refund that can help you achieve your financial goals. Here are some of the best ways to use your tax refund today.

 

 

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Money Management is an Essential Life Skill
April 4, 2023

Money Management is an Essential Life Skill

April is recognized nationally as Financial Literacy Month. Studies have shown teaching teenagers about money management is an essential life skill that can set them up for financial success in the future.

 

 

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Why Saving Money is Crucial Today
April 11, 2023

Why Saving Money is Crucial Today

ASaving money is important in today's market for a variety of reasons. With the global economy constantly evolving and changing, it is essential to have a solid financial plan in place. Here are key reasons why saving money is crucial in today's volatile market:

 

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Are You Prioritizing Retirement Planning
April 18, 2023

Here are key steps you should be taking

Preparing for retirement is an important financial goal that everyone should prioritize. Retirement planning can be overwhelming, but with the right strategies and tools, you can set yourself up for a secure and comfortable retirement.

 

 

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What is Student Loan Refinancing?
April 25, 2023

What is Student Loan Refinancing?

Refinancing is when a borrower takes out a new loan with different terms. The new lender (such as a credit union or bank) pays off the rest of the old loan(s). The borrower then makes payments on the new loan.

However, there are many reasons you may choose to refinance student loans:

 

 

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Financial Impact of Sign-On Bonuses
September 19, 2023

Financial Impact of Sign-On Bonuses

Sign-on bonuses, also known as signing bonuses or recruiting bonuses, serve as incentives for employers to attract prospective employees. According to a survey conducted by WorldatWork, 76% of employers use signing bonuses to entice employees. These bonuses can range from 5% to 25% of the base salary!

 

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Spoofing fraud is on the rise!
September 26, 2023

Spoofing fraud is on the rise

Nymeo and other financial institutions across the country continue to see spoofing on the rise. Spoofing is a type of cyberattack or deceptive technique where a person or system disguises their identity or pretends to be someone else to gain unauthorized access, manipulate data, or deceive others. It can involve phone calls, emails, and text messages that appear to be from your financial institution with the sole purpose of tricking you.

 

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Real Cost of Owning a Pet
October 3, 2023

Real Cost of Owning a Pet

October is recognized as “Adopt a Shelter Dog” month and many families will welcome a dog or cat into their lives during this time. Unfortunately, dogs and cats are often returned to shelters due to the new owner’s misunderstanding of the expenses involved.

New pet owners should be aware that adoption comes with financial responsibilities that go beyond food and toys. Below are the various costs associated with owning pets and tips on managing your furry friend's expenses.

 

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Top 7 Reasons You Should be Using SavvyMoney
October 10, 2023

Top 7 Reasons You Should be Using SavvyMoney

Did you know that as a member of Nymeo, you have access to SavvyMoney? This is a free comprehensive credit reporting and monitoring program built within Nymeo’s Online Banking and Mobile App. This tool helps you stay on top of your credit and understand what your score represents.

 

 

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Should my Teen have a Checking Account?
October 24, 2023

Should my Teen have a Checking Account?

You may think that your teen is too young to have a checking account, but teens can benefit from having a checking account for several reasons:

 

 

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Protect Yourself from Identity Theft
October 31, 2023

Protect Yourself from Identity Theft

In today's digital age, identity theft and fraud are ever-present threats, but we can't overlook the importance of safeguarding our sensitive information - in paper form. Even in a world dominated by computers and smartphones, paper documents can still be a vulnerability. One discarded piece of mail containing personal details like your name or address could potentially set the stage for identity theft. That's why document shredding remains a valuable practice still.

 

 

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Protecting Your Loved Ones from Elder Fraud
December 19, 2023

Protecting Your Loved Ones from Elder Fraud

Financial exploitation is a reality many seniors face, especially in the age of online scams. With the holidays here, scammers are looking for victims to exploit.

Here are actions you can take to help financially safeguard your loved ones.

 

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Importance of Emergency Funding
February 6, 2024

Importance of Emergency Funding

You never know what’s going to happen. Having money in an emergency fund is designed to protect you from unforeseen problems. An emergency fund is an insurance policy that alleviates financial burden in times of emergency.

 

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Unconventional Valentine’s Gift Ideas
February 13, 2024

Unconventional Valentine’s Gift Ideas

We love giving gifts during Valentine’s Day but sometimes roses, chocolates, jewelry, and dinners can get super expensive. Plus, these gifts are cliché. Don’t worry, we’ve got ideas that are friendlier on the wallet and more meaningful to the heart. (And you’re still not late!)

 

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Top Tips for Finding a Trusted Financial Advisor
February 27, 2024

Top Tips for Finding a Trusted Financial Advisor

Are you looking for support with your financial planning? If so, you are not alone. Many Americans may benefit from financial advice. In fact, the National Financial Educators Council estimates that the average American spends $1,500 per year owing to a lack of personal finance understanding.

 

 

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Getting Help from an Estate Planning Attorney
April 9, 2024

Getting Help from an Estate Planning Attorney

You might not think about hiring an estate planning attorney until you really need one. But what exactly do they do, and how do you find one?

 

 

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Benefits of Entrepreneurship
April 23, 2024

Benefits of Entrepreneurship

Entrepreneurship is a dynamic field that offers not only personal benefits but also societal ones. Both economic and personal growth are key aspects of being a successful entrepreneur. Most people don’t know about entrepreneurship and the benefits that come with it. Here are some of the biggest draws entrepreneurship has to offer.

 

 

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Retirement Planning
April 30, 2024

Retirement Planning

Most people think that planning for retirement starts when you’re middle aged, but in reality you should start as soon as you can. We will provide some tips on how to begin retirement planning no matter how young you are.

 

 

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Summer Savings
May 7, 2024

Savvy Summer Savings

As summertime approaches, the excitement of planning vacations and getaways grows as well. However, the cost of travel can often be a major hurdle. With a little foresight and planning, you can enjoy an amazing summer vacation without breaking the bank. Here are some savvy tips to help you save big on your summer vacation this year.

 

 

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Financial Benefits of Self-Improvement
May 14, 2024

Financial Benefits of Self-Improvement

Self-improvement is often viewed as a journey of personal growth and development, but it also holds significant financial benefits. By investing in yourself with a focus on enhancing your skills, mindset, and overall well-being, you can pave the way for greater financial success and stability. Here’s how self-improvement can impact your financial life.

 

 

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Tips to Hear Before Heading Off to College
May 21, 2024

Tips to Hear Before Heading Off to College

Congratulations to all graduates! Heading off to college marks a significant milestone in life filled with excitement, experiences, and financial responsibilities. Managing your finances wisely can set a strong foundation for your future. Here are some essential tips to help you.

 

 

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How to Save Money on Summer Camps and Activities
May 28, 2024

Ways to Have Fun While Saving Money

Summer is a time of excitement and adventure for kids, but for parents, it can mean having to make financial adjustments for camps or other activities. With a bit of planning and creativity, you can make sure your children are having fun without breaking the bank. Here are strategies to help you save on summertime activities!

 

 

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Safeguard Your Digital Life
June 4, 2024

Tips for Everyday Use

From smartphones and laptops to smart speakers and home security systems, our lives are increasingly intertwined with technology. These devices bring convenience but also expose us to potential cyber threats. Here are some practical cybersecurity tips to help protect your digital life every day:

 

 

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Protecting Your Summer Vacation
June 11, 2024

Protecting Your Summer Vacation

Summer vacation is the perfect time to unwind, explore, and create cherished memories with family and friends. To ensure your trip is safe and enjoyable, here are some essential tips to check off before you take off:

 

 

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Making the Most of Free Activities This Summer
June 18, 2024

Making the Most of Free Activities This Summer

Summer is the perfect time to explore your community and enjoy a variety of events and activities without spending a fortune. With a little planning, you can take full advantage of the many free or low-cost options available.

 

 

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Online Banking

Online Banking
July 19, 2022

Learn About Our New Online Banking Features

In today’s world of financial uncertainty, it’s a good idea to have control over your money – spending, saving or adding security.

 

 

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Use Payment Apps with Caution
September 20, 2022

Use Payment Apps with Caution

Venmo, Zelle and other payment apps have limited or no fraud protection

Although Peer-to-Peer (P2P) apps, like Venmo or Zelle, are convenient, many consumers don’t realize these payment services offer no or limited fraud protection. There is a risk involved because once you send money digitally using these apps, it may be impossible to get it back.

 

 

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15 Ways to Teach Financial Literacy to Generation Alpha
August 29, 2023

15 Ways to Teach Financial Literacy to Generation Alpha

Generation Alpha or Gen A is set to become the largest generation in history. Born from 2010 onwards, this group will comprise over 2 billion globally by 2025. They could be a generation unafraid of money: making it, spending it, investing it, and budgeting it too. With the power of information in their hands, it is crucial to teach them effective financial literacy and life skills early on.

 

 

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Home Improvement & Security

Top 10 Home Design & Improvement Trends
March 15, 2022

Top 10 Home Design & Improvement Trends

According to Realtor.com, there are definite design and home improvement trends this year.

 

 

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Secure Home Devices
July 12, 2022

Are Your Devices at Home Secure?

We all have technical gadgets at home now.

 

 

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How Pets Affect the Value of Your Home
October 4, 2022

How Pets Affect the Value of Your Home

If you’re one of the more than 84 million American households with at least one pet, your to-do list is a bit longer. We love our pets so much, but if you own a home, you should pay attention to this list before you decide to place it on the market:

 

 

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Stay Warm & Lower Your Energy Bill This Winter
November 29, 2022

Save Money and Winter-Proof Your Home

To lower your energy bill, take time to winterize your home with these following suggestions.

 

 

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Renovating This Spring?
February 20, 2024

Renovating This Spring?

If you are planning to renovate your house, especially before putting it on the market, take a look at housing design trends. They may be trends but reflect our changing needs and values. So, what are the hot design trends for 2024?

 

 

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