Yes. Because you can access your paycheck sooner, you may be able to pay bills or cover expenses earlier. However, funds aren’t guaranteed before payday—so it’s best to plan ahead. It is recommended that you do not write checks or authorize any other withdrawals against your directly deposited funds until you verify that they have been posted to your account.

No. If you already have direct deposit set up with your Nymeo account, you’re automatically eligible. If you don’t, you can easily set up a direct deposit with Nymeo. To enroll, complete this form and give it to your employer to start a Direct Deposit. Some employers may require you to use a company form.

Yes, you’ll see the deposit in your account as soon as it posts early, and your employer will still list your regular payday on your pay stub.

When your employer or benefits provider submits your direct deposit, we make the funds available to you earlier. Many banks wait until the scheduled day of deposit—but with Nymeo’s Early Pay, you get access up to two days early.

No—Early Pay is completely free for Nymeo members.

All you need is direct deposit set up with Nymeo. Provide your employer with Nymeo’s routing number and your account number (checking or savings). We have a form available to use here.

It just means your employer sent the deposit file closer to payday. You’ll still receive your funds on your regular payday.

Early Pay is a free service available to Nymeo members that gives you access to your eligible direct deposits—like paychecks, Social Security, and government payments—up to two days earlier than the schedule day of deposit.

Most recurring direct deposits qualify, such as paychecks, government payments (Social Security, VA, etc.), and retirement or pension income.