No changes are being made to how fees are applied under the existing overdraft terms. Overdrafts and NSF items remain subject to the fees and charges disclosed in Nymeo’s schedule of fees and charges provided with your agreements and disclosures. Please refer to our current Fee Schedule or contact us.

No. We will continue to start each business day with your prior day’s final account balance, add settled credits, subtract settled debits, and subtract pending debits to determine your available balance, which is used to decide whether an overdraft has occurred.

No. Your current opt-in status remains in effect. If you wish to change your opt-in selection, please contact us at the number or email above.

It is your responsibility to know your account balance; if you have any questions about your balance or transactions, please contact a Nymeo representative. Consider using alerts, reviewing your available balance before making purchases, and depositing funds promptly. Enrollment or alert setup details are available on our online banking and mobile app.

No. Your overdraft coverage continues under Nymeo’s existing terms and processes. We will continue to determine overdrafts using your available balance and may assess overdraft charges when a debit results in or increases a negative available balance.